Owning your own home is both one of life’s greatest satisfactions and greatest responsibilities. Unexpected events can occur that cause damage to your property or lead to expensive lawsuits that can undermine your careful financial planning. Waukesha homeowners insurance is designed to protect you against a number of common risks to property.
How Your Homeowners Insurance Protects Against Loss
The standard homeowners insurance policy covers a number of risks that commonly happen to residential properties. These include such events as fire, lightning strike, smoke damage, theft, hail, windstorms, damage from weight of ice or snow, water overflow from household equipment, falling objects and power surges. Personal possessions also covered by your policy, including items such as clothing, furniture, electronic devices, appliances, as well as jewelry and artwork, to a certain limit.
Other Coverage Provided By Homeowners Insurance
Your home insurance policy also covers you against loss of use, that is, it will cover alternative housing while your property is being repaired because of a covered hazard. In addition, your policy offers liability coverage, in case someone is injured while on your property. It also provides medical coverage to pay for medical expenses if someone is injured on your property. This can be important coverage in case of unexpected accidents that can occur.
Extreme weather events and accidents can cause expensive damage and liabilities that can threaten your financial stability. Homeowners insurance covers your property against a variety of risks. If you are looking for Waukesha homeowners insurance, contact Midwest Insurance Group, for information on protecting your home and finances against unexpected losses.
